This is your standard credit card. As far as I know, I think they offer more cards for people with average credit than any other company. Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening. The Bank of America Platinum Plus credit card is no longer available to new applicants. You can redeem your cash rebates when you have accumulated 25 points ($25.00). Manage your account online 24/7 with secure Online and Mobile Banking. Bank of America® Platinum Plus® Mastercard® Business Credit Card. Mine was 12 months at the time, and helped me relieve some of the stress from the situation and get me back on my feet. Their credit cards really helped me rebuild my credit. Remember that the foreign transaction fee is in play both when you’re traveling abroad and when you're purchasing from internationally based merchants. The card itself is good, but there are no rewards for it like some of Bank of America's other credit cards which sets it apart in a bad way. with a Platinum PlusÂ® MastercardÂ® Business card, Apply now for Platinum Plus® for Business Mastercard®, Terms and conditions for Platinum Plus® for Business Mastercard®. I was very happy and highly impressed with their proactive approach. However, it is no longer available to new applicants. Unlike our friendly local Bank of America where platinum preferred plus (whatever they call the highest consumer customer tier) gets to go to the front of the line, being the highest customer tier at Wells Fargo doesn't help you avoid the wait. Bank of America charges Platinum Plus cardholders a minimum APR of 10.24 percent (variable), which is well below what many business cards charge. Read 38 Reviews. these ones give me what I want and when I want it. Save on interest with a competitive purchase APR. I don't go anywhere without this and my debit card. Before submitting an application, always verify all terms and conditions with the offering institution. Enjoy greater security and peace of mind with a credit card enhanced by chip technology â now the security standard in the U.S. Plus, chip credit cards are accepted in more than 130 countries, including Canada, Mexico and the United Kingdom. I have the option for a credit line increase, but I've never really needed it. Apply online for the Platinum business card from Bank of America. I do not know anything about credit but was excited to open up this card in the mail. I think that the best feature that it has is the SAFE online shopping. How does the Bank of America Platinum Plus rental car insurance work? And as your qualifying balances grow, so do your benefits. Rebate Formula - The Bank of America Financial Rewards Visa Platinum Plus Card has a simple rebate formula that pays you an equivalent of 1% cash rebates. The other major PITA about this card is that should you slip up and miss paying the balance off in full within the grace period, there is a minimum finance charge each month of $10.00. The Bank of America Platinum Plus minimum payment is 1% of your current balance, plus interest charges and any late fees for the month. Bank of America,Bank of America® Platinum Plus® Mastercard® Business credit card,0% Intro APR, Reward, No Foreign Transaction Fees, Business credit cards , credit card, credit card application, online application, instant approval, apply for credit cards Bank with convenience From automated banking tasks to products designed to help you collect and deposit funds quickly and securely, learn how we can help with day-to-day operations and long-range planning. It came with a high interest rate of about 22%. Trust and fiduciary services are provided by Bank of America, N.A. For customer service call: 800-732-9194, Ext. I've been using it to build credit throughout college. Some of it's programs aren't that great but still gave some kickbacks. Relationship-based ads and online behavioral advertising help us do that. 52 reviews of Bank of America "I rarely go into my bank these days with all the ATMs, automatic deposits, online banking, etc., but I had to go in and deposit a check today and I got great customer service that I thought I should share here on Yelp. How much is the Bank of America Platinum Plus minimum payment? When you enroll in the Preferred Rewards program, you can get a 25% — 75% rewards bonus on all eligible Bank of America ® credit cards. I have been using this card for a little over 4 and a half years now, and I find them to be of pretty good service no matter what the problem is. Much better cards out there with better rewards and less screw you gotcha's. To protect your identity, please do not submit personal or account information. It does come with some rewards for things like Netflix, but I. I have this card and my rate is 4.99% permanent not introductory and I also earn points which I chose for cash but they can be used for products too. review the Bank of America® Platinum Plus® Visa® Card, Bank of America® Cash Rewards credit card, Bank of America® Travel Rewards credit card, Bank of America® Premium Rewards® credit card, CDC Federal Credit Union Visa® Bonus Rewards Card, Baylor University Select Rewards Visa® Platinum Credit Card. It has all the features like online banking and customer service that other cards also have. for important information concerning this offer. The Bank of America Platinum Plus Mastercard Business card is a business credit card. I do a lot of international purchases online, but I am always skeptical of using my credit card information online. Horrible!! Getting a Bank of America Platinum Plus card will not waive your Bank of America checking account fee. Please see the terms and conditions. the same bank as my other accounts (checking, savings, etc). I love getting my new visa platinum credit card from Bank of America! Plus, as a Preferred Rewards member, you enjoy real benefits and rewards on your everyday Bank of America ® banking and Merrill investment accounts. I've never missed a payment and I haven't carried a balance on this card since right before the year mark, so 2014. I applied every year and finally at the beginning of this year, I got my graduation. I have no issues with using this card and I would suggest this card to anyone who is looking for a simple card to use. Do I need to place a security deposit for Bank of America Platinum Plus? tough times over the past years, and for that I am grateful. Member FDIC. . My Cap1 promotion ended this month so I wanted to transfer my balance. This card seems to be a good one and they won't charge me interest for the first 12 months, so I can slowly pay them back and clear myself of this debt without having to worry about the bill rising too high. At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. After having maxed out my first card, I needed a second card mainly just for minor monthly purchases. The financial institution did not provide the details. I have two very old accounts in collections that are about to fall off that have not affected my ability to grow my credit score to a beautiful 700+, pick up the American Express every day blue cash card (no annual fee), Chase Sapphire with an $11,000 limit, or the ever difficult to obtain CapitalOne VentureOne card (also with no annual fee) and a $5,000 limit. This site ( including, for Platinum Plus® Visa® card to purchase your travel tickets a. 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